I have 4 different pizza stones that I have collected over the past 25+ years - none have ever cracked. They're fairly inexpensive these days. I tried a steel but it wasn't for me and will not work good in some applications. Steel transfers heat much more rapidly than ceramic or stone. In a pellet grill, where top heat is already a problem, you might end up with bottom crust that cooks much faster than the top. This goes for stones as well, but can really be exacerbated with a steel.
Last year I tested a product for a kickstarter operator call mighty pizza stone. The concept is that rather than increasing top heat, it has a diffuser to reduce bottom heat which results in a more balanced heat. It work very well in both the Memphis and my Weber gasser.