These are great questions...
I am still working, and am blessed to have a great job with a great salary...
I am 54 and would love to retire at 65 or sooner.
I would definitely look at earlier retirement if the potential cost of health care were not so high. I am planning on 2k to 2.5k per month for my wife and I just for that.
We have purchased our retirement home, and plan on making it exactly what we want it to be in the next 10 years, and when we sell our current home, add that to our nest egg.
Kids are grown, and through college...
Plan on volunteering at our church, and in the community. Someone mentioned Habitat for Humanity, I love them, will definately ben spending time with them, mixed with travel, and time with my family.
I think my biggets surprise will be how slow the money comes in and how fast it goes out...lol